1116 S 10TH ST Fernandina Beach, FL 32034

RARE NEWER CONSTRUCTION UNDER $500K ON AMELIA ISLAND! One of only two newer builds currently on the market—and this one is packed with premium upgrades and has barely been lived in. Even better? No HOA. Ideally located just one block from Fernandina's top-rated elementary school, one mile from historic downtown, and less than two miles from the beach, parks, and pickleball courts. Expertly crafted with attention to detail, this single-story home is backed by a 9-year home warranty and showcases timeless finishes throughout—luxury plank flooring, crown molding, and plantation shutters in every room. No carpet anywhere. The flowing, open-concept design connects the living, dining, and kitchen areas, complete with granite countertops, soft-close shaker cabinetry, stainless steel appliances, and upgraded fixtures. A new Rheem water softener adds an extra layer of everyday comfort. All three bedrooms are generously sized to accommodate king furniture. The primary suite features a custom walk-in closet and a beautifully finished bath with quality, modern finishes including a granite vanity and a fully tiled shower. One of the guest rooms offers flexible use as a home office with French doors opening to the backyard while the guest bath provides the convenience of an tasteful tub/shower combination. Out back, the low-maintenance paver courtyard is framed by a privacy fence, lush bamboo greenery, and elegant landscape lighting—a tranquil space designed for entertaining. Bonus: electrical already in place for a future summer kitchen. Energy-efficient with solar panels, Hardie board siding, and superior insulation—average electric bills around $45/month. Stylish, smart, and nearly new—this is island living at its best.